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888 slot machine Former Fresno State quarterback Mikey Keene is transferring to Michigan with one year of eligibility remaining. Confirming earlier reports, Keene posted an image of himself in a Wolverines uniform on social media on Monday. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Peggy Slappey Properties and Eastwood Homes are excited to present the incredible model home at Sunrise Cove in Great Sky, now for sale! Experience easy, main-level living, relax in a beautifully finished basement, and enjoy mountain views and resort-style amenities. This home in Canton, GA ... Click for more. Stunning Model Home Now Listed at Great Sky in CantonThroughout the year, in our Women, Money, and Mindset columns , we have tackled some of life’s most pressing financial challenges. Every month, we have delved into a financial issue that touches the lives of our readers, offering, each week, a distinct insight from the differing viewpoints of a Certified Financial Planner, an attorney, a CPA, and an executive business coach. From navigating the financial markets and business strategies to estate planning and tools to cut taxes, our goal has always been to provide clear, practical, actionable advice to take to your trusted professionals so you take the next steps to grow your wealth and increase your financial security. In this final installment of the year, the issue is giving, and the topic this week is Charitable Gift Annuities. It is a strategy that can address multiple financial and tax planning issues while supporting the causes that matter most to you. Unlike giving away cash or assets and not receiving anything in return, with a CGA, if you donate to a 501(c)(3) qualified charity, in return, you receive two powerful benefits. First, you can qualify for an immediate tax deduction for part of the contribution. Second, you receive a dependable, fixed income from the charity for the rest of your life. The minimum contribution is usually only $5,000, so it is an accessible planning tool for most people. Before diving into more specifics, let’s see how a CGA can help with some specific financial and tax planning concerns you might have: —You want to give more to your house of worship or favorite charity but are concerned about not having enough income in the future. With a CGA, you can receive guaranteed income for life. —You need a last-minute tax deduction and have maxed out on your IRA or 401k plan contribution for the year. A CGA can act as an alternate retirement plan if you itemize deductions on your return. —You are interested in giving away more to charity but do not want the complications of setting up a charitable trust or naming a trustee. A CGA can be set up in days directly with the charity at no cost to you. —You intend to leave some or all of your estate to charity and would like to have all of your estate planning finalized now. CGAs are especially helpful if you would like to leave your estate to several charities because you can set up annuities with each charity. —You have adequate income now or are not yet retired, but you are concerned about costs later in life, like long-term care. You can receive a larger monthly payment later if you choose a deferred annuity and start the payments at a later date. —If you are concerned about paying capital gains taxes on assets you want to sell, you can avoid or defer taxes if you contribute the asset to the CGA. —If you would prefer your church or favorite charity to have access to some of your contribution now, a CGA is preferable to a charitable remainder trust or bequest that funds after you have died. —If you want to secure the financial future of your spouse, child, or another loved one, CGAs can be set up for the lives of two individuals. This could be especially helpful if you have a child in their 50s or older, and you are concerned about them not having enough guaranteed retirement income. —If you keep most of your funds in the bank but would like to earn a higher return, the charity invests your CGA funds (and generally considered safe) with usually a fixed rate of return that is higher than you would receive on a CD. —You would like to avoid paying taxes on a required minimum distribution, so you are planning on doing a Qualified Charitable Rollover (QCR). New rules will allow you to fund your CGA with a one-time $53,000 QCR. The QCR amount to your CGA will not be included as income on your return, but you can still receive the monthly income benefit from the CGA, and you can defer income further if you choose a deferred CGA. As you can see, a charitable gift annuity checks many financial and tax planning boxes, and it is easy and cost-effective to set up. Now to the specifics. First, you set up the CGA and donate the asset to the charity. The gift is set aside and invested by the charity. You (and also your spouse or other person if you choose a two-person annuity) will receive fixed monthly or quarterly payments for the rest of your lives. The charity can utilize the remaining funds after your death. How much is the tax deduction? The income tax deduction is equal to the amount of the contribution minus the present value of the payments that will be made to the donors during their lives. The charity will handle these calculations for you. How much income will you receive? Current suggested annuity rates range from 4.6-10.1% for those 50 and older, dependent primarily on your age. (In other words, you would receive $4,600 to $10,100 a year on a $100,000 contribution.) For recommended rates and how they are calculated, go to acga-web.org/current-gift-annuity-rates . The amount you would receive is generally fixed and will never fluctuate or adjust for inflation. But it’s also secured by the charity’s entire assets and will continue regardless of how the investments of the annuity perform. Here is an example. Dennis, 75, and Mary, 73, fund a $50,000 charitable gift annuity with appreciated stock that they originally bought for $20,000. They are eligible for an income tax charitable deduction of $17,584. They will then receive a payment rate of 6%, or $3,000 each year for the remainder of their lives. If you contact your church or charity, they will provide you with information regarding the minimum age, contribution requirements, and rates for their annuities. As you can see, a charitable gift annuity is more than just a financial tool-it’s a way to make a lasting difference while providing for yourself and your loved ones. As you plan for the year ahead, I hope this inspires you to take the next step. Wishing you and your family a Happy New Year filled with peace and purpose! Michelle C. Herting is a CPA, accredited in business valuations, and an accredited estate planner specializing in succession planning and estate, gift, and trust taxes. She is also the past president of the Charitable Gift Planners of Inland Southern California. Related ArticlesSupport grows for Blake Lively over smear campaign claim

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TowneBank ( NASDAQ:TOWN – Get Free Report ) announced a quarterly dividend on Wednesday, November 27th, Wall Street Journal reports. Stockholders of record on Tuesday, December 31st will be given a dividend of 0.25 per share by the bank on Tuesday, January 14th. This represents a $1.00 dividend on an annualized basis and a dividend yield of 2.91%. The ex-dividend date is Tuesday, December 31st. TowneBank has raised its dividend by an average of 10.8% annually over the last three years and has increased its dividend every year for the last 12 years. TowneBank has a payout ratio of 39.4% meaning its dividend is sufficiently covered by earnings. Equities research analysts expect TowneBank to earn $2.53 per share next year, which means the company should continue to be able to cover its $1.00 annual dividend with an expected future payout ratio of 39.5%. TowneBank Price Performance NASDAQ:TOWN opened at $34.42 on Friday. The firm has a market capitalization of $2.58 billion, a P/E ratio of 17.30 and a beta of 0.91. TowneBank has a one year low of $25.70 and a one year high of $38.28. The company’s 50-day simple moving average is $35.14 and its 200 day simple moving average is $32.77. Analysts Set New Price Targets Separately, Keefe, Bruyette & Woods raised TowneBank from a “market perform” rating to an “outperform” rating and increased their target price for the stock from $35.00 to $40.00 in a research note on Wednesday, October 2nd. Get Our Latest Analysis on TowneBank About TowneBank ( Get Free Report ) TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. Featured Stories Receive News & Ratings for TowneBank Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for TowneBank and related companies with MarketBeat.com's FREE daily email newsletter .

Ares Commercial Real Estate Co. ( NYSE:ACRE – Get Free Report ) declared a quarterly dividend on Thursday, November 7th, Zacks Dividends reports. Shareholders of record on Tuesday, December 31st will be paid a dividend of 0.25 per share by the real estate investment trust on Wednesday, January 15th. This represents a $1.00 annualized dividend and a yield of 16.37%. The ex-dividend date is Tuesday, December 31st. Ares Commercial Real Estate has a payout ratio of 476.2% meaning the company cannot currently cover its dividend with earnings alone and is relying on its balance sheet to cover its dividend payments. Equities analysts expect Ares Commercial Real Estate to earn ($0.34) per share next year, which means the company may not be able to cover its $1.00 annual dividend with an expected future payout ratio of -294.1%. Ares Commercial Real Estate Stock Performance Shares of NYSE ACRE opened at $6.11 on Friday. Ares Commercial Real Estate has a 12-month low of $6.02 and a 12-month high of $10.84. The firm has a market capitalization of $333.25 million, a price-to-earnings ratio of -5.18 and a beta of 1.48. The company has a current ratio of 0.87, a quick ratio of 0.87 and a debt-to-equity ratio of 2.38. The firm has a 50 day moving average of $6.79 and a 200 day moving average of $6.98. Analyst Ratings Changes Read Our Latest Report on Ares Commercial Real Estate Ares Commercial Real Estate Company Profile ( Get Free Report ) Ares Commercial Real Estate Corporation, a specialty finance company, originates and invests in commercial real estate (CRE) loans and related investments in the United States. It provides a range of financing solutions for the owners, operators, and sponsors of CRE properties. The company originates senior mortgage loans, subordinate debt and preferred equity products, mezzanine loans, and other CRE investments, including commercial mortgage-backed securities. Featured Articles Receive News & Ratings for Ares Commercial Real Estate Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Ares Commercial Real Estate and related companies with MarketBeat.com's FREE daily email newsletter .

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BATHINDA: Apprehending possible attempts by Punjab government to 'forcibly' provide medical aid to fasting farmer leader Jagjit Singh Dallewal following the tough stance taken by SC, protesting farmers Sunday stepped up security at the protest site in Khanauri in Punjab. Dallewal's fast-unto-death entered the 34th day Sunday, with his health condition slipping every day, according to doctors. It is learnt that a three-ring security is in place, with stick-carrying volunteers on guard round-the-clock. The volunteers check every vehicle coming to the protest site, note down the registration number, and check identity of those in the vehicle. The tractor-trailers around Dallewal's chamber have been welded together to prevent any vehicles from approaching it. SC had Saturday asked Punjab government to file an affidavit outlining the compliance on providing medical aid to Dallewal. The court will take up the matter on December 31. Farmers maintain that the court has taken a strict view on medical aid to Dallewal, but the letters written by Dallewal to the President, PM, and CJI have been ignored. Farmer Abhimanyu Kohad said their protest is based on non-violent principles, and going by it, Dallewal is facing hardships on his body. He urged SC not to give such hard directions and pointed out that in the event of something government untoward happening, Centre and constitutional institutions will also be held responsible. In a bid to prevail upon Dallewal to accept medical aid and to assess the situation, retired ADGP Jaskaran Singh, retired DIG Narinder Bhargav, Patiala Range DIG Mandeep Singh Sidhu, and Patiala SSP Nanak Singh held a meeting with farmers at Khanauri. Amid this, the farmers Sunday readied for December 30 Punjab bandh. SKM (non-political) and Kisan Mazdoor Morcha called for Punjab bandh and claimed their strike call has received strong support from transporters, employees, traders, and other sections of society including religious bodies. The outfits have called for disruption of rail and road traffic from 7am to 4pm and a complete shutdown, with no supply of even milk and vegetables. Emergency services have, however, been exempted.

LOS ANGELES — As the Dodgers officially welcomed their latest gazillionaire pitcher to a remodeling Dodger Stadium last week, the churning of the bulldozers in the infield was momentarily drowned out by the whining around the baseball world. Boo-hoo! The Dodgers are buying another championship! For shame! The Dodgers have an unfair advantage! It’s not right! The Dodgers are ruining baseball! On and on the tears flowed, from Pittsburgh to Minnesota, from Northern California to South Florida, with many blubbering that signing two-time Cy Young Award-winning Blake Snell to a $182-million contract officially makes the defending World Series champions bad for the game. Stop it. Just stop it. Far from being a blight on the major-league landscape, right now the Dodgers’ front office is everything that is good about the game. They are smart, savvy and fearless. They base decisions not only on analytics but also attitude. They spend a lot of money, but only because they make a lot of money, and since when is reinvesting revenue into your fans a bad thing? Many think the Dodgers should be grateful to win the World Series this year and humbly behave like other recent defending champions by cutting corners and reducing costs and receding back into the pack. Forget that. These Dodgers are intent on running it back, going even harder for an encore, sparing no expense in an attempt to become baseball’s first back-to-back champions in a quarter-century. Deal with it. Endure it. Maybe even learn from it? The Dodgers need not apologize to anyone for doubling down on a Commissioner’s Trophy, because they have created a championship the right away. They’ve built it, not bought it. Andrew Friedman spent nearly a decade creating the sort of smart culture that strengthened the clubhouse and stocked the farm system. Stan Kasten spent that same time running a Guggenheim business model that restored the fan experience at baseball’s largest stadium, selling record numbers of tickets while enduring much justified criticism to score big TV money. Finally, with the infrastructure in place and the new money flowing, the Dodgers then opened their fatted wallet for the players that created the championship. Players didn’t want to come here only for the big money, they wanted to come for the winning baseball, which is something that could have happened with any team that was lucky enough and brainy enough and focused enough. “Winning is hard. There are teams that have a lot of resources that have trouble winning,” Friedman said. “Winning is hard. It goes way beyond money. It gets to culture, the type of people you have around.” Everyone talks about the nearly $2 billion in committed money, the more than $1 billion owed in deferred payments from 2028 to 2046, and a current annual payroll that will exceed $350 million, more than triple some of baseball’s cheaper operations. But did you know that for the first five years of his reign, Friedman did not sign a player for more than $100 million? He used that time to build an atmosphere where players wanted to be and, soon enough, the superstars essentially began signing themselves. Listen to Snell, who signed so early in the offseason that the stove was not yet even hot. “It was really easy,” he said of his choice. “... You look at the team, you look at what they’ve built, what they’re doing, it’s just something you want to be a part of.” Over the last couple of years, one has heard the same thing over and over. Mookie Betts was traded here, liked what he saw and signed his giant contract four months later. Freddie Freeman wanted to stay in Atlanta, didn’t feel the love and quickly moved into the Dodgers’ embrace. Shohei Ohtani moved up the road from pleasant Anaheim because he desperately coveted a championship. Money was a major factor in all three signings, for sure, but the offers were maximized by the atmosphere. Players saw how other players got better here. They saw the Dodgers rescue the careers of Max Muncy and Chris Taylor. They saw how young Walker Buehler grew into a lights-out pressure pitcher here. They saw Will Smith go from ordinary catcher to a $140-million man. The final piece to the complicated economic puzzle occurred last winter with a simple handshake. Ohtani agreed to defer all but $2 million annually of his $700-million contract if it would help the Dodgers pursue championship players. The Dodgers agreed, living up to their promise by signing the likes of Yoshinobu Yamamoto, Tyler Glasnow and Teoscar Hernández. It is no coincidence that Snell agreed to defer $66 million of his contract. The Ohtani agreement grows stronger and deeper. “The pledge that we made when we met with him about how aggressive we were going to be to try to win, we feel some responsibility and obligation to fulfill that,” Friedman said of Ohtani. “I think no matter what, our mindset was, ‘Let’s be aggressive to add to the core that we had.’” So they recently added Snell, and tacked on a $74-million extension for National League Championship Series most valuable player Tommy Edman, and here’s guessing they’re not done yet. “What’s really difficult is to win; what’s even harder to do is repeat,” Friedman said. “And to a man, all the guys that we talked to, our players, coaching staff, everyone was of the mind, ‘Let’s run it back. Let’s do everything we can to be in a position to win.’ We feel like we’ve got a really talented team in place. So everything for us was centered around, ‘What can we do? What can we add to put ourselves in the best position to do that?’” And to all of you who are complaining about the Dodgers’ passion, does your team have the same basic commitment? A chart called “The Scrooge Index” compiled by Travis Sawchik of the Score would indicate it does not. According to the index, the Dodgers ranked second in baseball last season by investing 67% of their total revenue into payroll. The Tampa Bay Rays were last at 32%. The Dodgers spend more than half of their big money on talent as part of an unspoken pact with fans that Kasten, the Dodgers’ chief executive who arrived with Guggenheim in 2012, refers to as their virtuous cycle. “This is our investment in our fans, and our fans keep investing in us,” Kasten said. “The first day I got here, we said we think this market would support us if we do the right things, and our fans have supported us, and this is us supporting them, so they can support us, and on and on.” Come spring training, there actually may appear a Dodgers story in this newspaper that doesn’t contain a dollar sign. But for now, sit back and enjoy the spending while understanding that the nurturing of this dynasty is about something much richer. Get local news delivered to your inbox!Visionary Broadband said eff orts to bring high-speed fiber internet to Whitehall are underway through the ConnectMT program. Wyoming-based Visionary said a similar service was provided to Hardin. These projects, funded in part by federal Capital Projects Fund grants, address a longstanding need in communities that have been underserved due to economic and geographic challenges. Visionary Broadband said its eff orts underscore the company's mission to connect hard-to-reach communities with reliable, high-speed internet and a larger commitment to delivering broadband to communities that have been overlooked by other providers due to geographic or economic challenges. Whitehall Mayor Mary Hensleigh praised the project. "For years, families and businesses in Whitehall have faced challenges keeping up with advancing technology — whether it's connecting to video meetings for work or streaming movies at home. Now, thanks to this partnership, we are part of the digital future. This project will drive economic opportunities and improve the quality of life for everyone in our community," she said. "We've always believed that no matter how small or remote a community is, it deserves access to the same opportunities as any other," Visionary Broadband CEO Brian Worthen said in a news release. The fiber network will support gigabit-speed connections.From classrooms to controversy: AI tools flood schools globally as experts warn of inequality, isolation and doubts over effectiveness

How co-writing a book threatened the Carters’ marriageInternationally acclaimed Chinese artist Cao Fei’s first retrospective in Australia, My City is Yours at the Art Gallery of New South Wales, sets out to disorient and overstimulate the senses. In the exhibition introduction, Cao describes “a show that’s boisterous like the mall or the market”. It bombards you with documentaries and sci-fi films, virtual reality (VR) games and vintage arcade machines, neon lights contrasting industrial metal scaffolds, electronica jamming hip-hop music. Yet, this city-scape of an exhibition has been designed with care. You could take these all in: sitting in a vintage cinema chair by some beach sand, perhaps submerged in sponge blocks; lounging on a sofa in a family living room; hunching on a bunk bed in a factory; resting on the vinyl padded chrome chair of a Cantonese yum-cha restaurant. Cao embraces this mix of pleasure, convenience, banality, challenge and alienation condensed into the nostalgic, dazzling yet future-craving contemporary life. Retro-perspective The entrance of the show replicates the reception of the now demolished Hongxia Theatre in Beijing, built in 1957 for workers employed to build China’s first computers, with the aid of the Soviet Union. The gilt Chinese inscriptions on the scarlet signboard — “Splendid Galaxy” and “Human World Motion Pictures” — set the retro-futuristic tone that permeates the exhibition. Through the doors, the gallery space transforms into offices and a cinema furnished with Hongxia Theatre’s chairs, desks and chandeliers. Behind a curtain of a retro wardrobe flashes portraits of current residents. Cao rented the theatre as a studio between 2015 and 2021. Her time roaming the once cultural hotspot for China’s early techno-optimists results in installations, two documentaries and a sci-fi film, as well as VR work. Through this range of media, the ambitious project connects past and future, as the exhibition section title, Enter the Wormhole, suggests. The documentary Postscript of Hongxia (2023) captures the memories and fights of the residents and the buildings being brutally bulldozed. Another video work, An Elegy to Hongxia (2023), plays the overly optimistic folk music The Morning Sun at Eight and Nine O’clock (composed by Chinese contemporary indie musician Xiongxiong Homework). The music takes its title from a famous quote by Chairman Mao stressing young people’s vigour, yet the accordion player performs this elegy amid the ruins of the cinema, farewelling a lost socialist dream. This lost dream and accordion music rebirth in Cao’s 2019 sci-fi film NOVA. In this imagined town Nova, a Chinese computer scientist and a Soviet expert fall in love, dancing to Soviet folk and propaganda music, Katyusha. But this collective dream ends again in tragedy. Their love child dissolves into a digital soul trapped in a virtual realm. He is trekking China’s past, present and future socialisms, perhaps forever. Factory disco and Canto-humour Moving toward the Factory Zone, the doubt on techno progression in NOVA is replaced by a disco frenzy in the film Asia One (2018). This story sets in the world’s first fully automated storage and distribution centre in Kunshan, outskirt of Shanghai. Workers dressed in Maoist period style dance in the empty gigantic warehouse. A red banner in yellow Chinese characters reads “Humans and machines, hand in hand creating miracles”. The rebellious spirit and optimism in Asia One on one hand evoke connection to China’s recent revolution, on another hand suggest some hope of a future collaborating with machines. This retro fantasy could be Cao’s iconic Canto-humour, influenced by 1990s Hong Kong films such as Stephen Chow’s mo lei tau (nonsense) comedies. Such films were once screened in the Harbour City Cinema, in Sydney’s Chinatown, and Cao has selected movie posters to exhibit alongside the Hongxia project. The same kind of absurdist Cantonese humour can be found in her earliest DV video work Imbalance 257 (1999). Youngsters from the Guangzhou Academy of Fine Arts act out scenes in the studio, toilet, dormitory and video game arcade. This is the work that caught the attention of the art world, bringing Cao to a global audience two decades ago. This video work, together with other early DV videos like Rabid Dog (2002) and San Yuan Li (2003, with Ou Ning) are played on retro CRT TVs. You could watch these DVs on the tables surrounding dim-sum trolleys salvaged from the old Haymarket Marigold restaurant. Chinatown hip hop shuffle Sydney’s Asian-Australian community is celebrated in the newly commissioned work, Hip Hop: Sydney. It is part of Cao’s ongoing series featuring amateur locals dancing on the streets of Guangzhou, New York, Fukuoka and now Sydney. For this iteration, cosplayers dance in dress-up photo booths; tour guides dance in front of the Haymarket Chinatown ceremonial archway; 90-year-old George Wing Kee dances in front of the Sydney sensation Emperor’s Garden Cakes & Bakery; shoppers dance between aisles of Asian food in Market City’s Thai Kee supermarket; writer and broadcaster Benjamin Law cameos as a waiter. He dances in front of the famous Chinatown Chinese Noodle Restaurant while its boss, Xiaotang Qin, plays Jingle Bells on his violin. Exiting the exhibition with this seasonal number still ringing in your ears, you walk fittingly into the gift shop. It appropriately decks out in an assortment of Chinese-cyber-sci-fi-inspired gifts, seemingly mirroring the boisterous market. Yet, beyond the alluring frantic façade, Cao grapples with questions of techno-optimism, social and urban transformation, virtual identities and their commidifcation. In other words, this is an exhibition about this brave new human condition we are each coming to terms with. Cao Fei: My City is Yours 曹斐: 欢迎登陆 is at the Art Gallery of New South Wales until April 13 2025.

Dalyn Wakely scores pair to lead Colts to 3-1 victory over Battalion